ideas for small business

ideas for small business

5 Time Management & Productivity Tips for Videographers

Monday, April 14, 2014 | 6:00 am

When you first start a video business, you fight like crazy to get any kind of project that will help pay the bills. Then, once the ball starts rolling you realize that you are working 20 hours a day with no time to care for your health or nurture the relationships you cherish with family and friends.

Many of you may be thinking that you can’t wait until you have more work than you can handle. In some cases, this is a blessing. But only if you take the time to make sure the workload is properly managed.

Here’s 5 tips for how to handle a heavy workload:

1. Turn off your office phone and cell phone when you are editing.

This will help you stay 100% focused on moving a project forward instead of only being half in-tune because your brother, mom and several telemarketers don’t understand that you are trying to get a job done.

You can check your messages every two to three hours or while you are waiting for the project to render but don’t leave yourself open to interruptions when you are “in” the edit. If you aren’t comfortable leaving the phone unmanned, give it to someone that you trust who can take the calls for you.

Just be sure they know that the only time you are to be interrupted is if it’s a prospective client wanting to talk about a production or an existing client with an emergency. Everything else can wait.

2. Don’t waste your time in worthless meetings.

Whether they know it or not, people will often steal your time by asking you to join them in a meeting that really won’t do anything to grow your business.

When you have a lot of projects to work on in a short period of time, guard every minute! If the meeting will create a direct and measurable marketing/sales benefit for your business, attend it. Any other type of meeting should be rescheduled until your workload has eased up.

3. Don’t push the envelope on every project.

It’s okay to try new things when times are slow but when you are slammed, use the creative skills you have already developed to complete the projects.

This will help you move through projects at a much faster pace than if you download a new plug-in “just for this project.” I’m all for on-the-job training, but be very careful not to waste any time when the work load is heavy.

4. Pick one night a week where you work all night long to get ahead of the curve.

No matter how hard you try to focus throughout the day, there will always be small distractions that keep you from being 100% efficient and productive.

I used to work all night on Wednesdays with just a few hours of sleep on Thursday morning. The extended “hump day” was all I needed to stay ahead of the game. The extra 12-14 hours of work a week worked wonders for knocking out the backlog.

Staying up all night certainly isn’t fun, but the adrenaline of your new video business venture and a few cold mountain dews will be enough to get you through the busy times.

5. Drink plenty of water and grab power naps when you can.

Staying hydrated will help you stay energized….yes, even more so than a mountain dew or red bull. Those give you a quick boost but it doesn’t last long.

Regarding sleep, I remember taking a nap while I rendered the timeline. I’d turn the audio on my computer up really loud so when the render was completed, the loud “DONG!” would wake me up.

It was amazing how just 10 to 15 minutes of sleep would keep me running when trying to complete projects with what seemed like at the time, ridiculous deadlines.

Okay, here’s a bonus tip:


I don’t care if you walk for 30 minutes around your neighborhood or if you go to the gym and jump on the treadmill or bike. This is food for your brain!

You need this in order to stay focused through trying times..a.k.a. heavy workloads! You don’t think twice about maintaining your computers and production equipment. You know that if the tools aren’t maintained, they will shut down when we need them the most.

Your body and mind are the same way. Drink water, eat sensibly and exercise. Do yourself a favor and give it a try. You’ll be amazed at how much better you’ll feel about everything.

About the Author

Kris Simmons is an award-winning video producer and successful entrepreneur whose purpose is to help videographers around the world learn how to grow, manage and sustain highly profitable video production companies. Visit to get a free copy of his special report “How to Grow Your Video Business.”

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Federal Contracting for Startup Businesses – Can a small business or startup business be considered for federal contracts?

Sunday, April 13, 2014 | 7:38 pm

Federal Contracting is possible for startups. I know that might seem amazing and hard to believe that a startup company can win federal contracting opportunities, but it is true. The US Federal Government has government contracts set aside specifically for small business and looking for ways to fill their federal contracting demands. A start up business can fill that demand if they can meet certain requirements, but before we get into federal contracting requirements for startups, let’s talk about some general requirements that a business must meet before pursuing a contracting opportunities. Yes, it takes effort but wouldn’t it be worth it to have the largest customer in the World come to you for products and services? So, let’s begin.

General Business Setup Requirements

* Although you may be a startup, you must have substantial customer references. If your business doesn’t have any business references, do you personally have any professional references that you can used to represent the work you will do in your new company.

* You need to have financial records that show that you have the ability to meet the demands of the business. If you don’t have the business funds, you will need to show them you are personally financially stable to support your business.

Federal Contracting Requirements

* Aside from becoming a federal contractor, you must also be prepared to participate in the government marketing and communication process. Federal Contracting is not something that happens by taking one step. In fact when you take the right steps in the right order you will find that the process of winning federal contracting opportunities is very simple.

* You will also need to review your business to make sure that you meet all the federal, state, and local requirements to run your business so make sure that is in order before you look at federal contracting.

Below are a few area to check first:

o First, is your business registered with the state in which you do business in? In most states you need to register your business with the Secretary of State.

o Secondly, is your business registered with your local revenue office? You will need to make sure you have a license to have a business in the county in which you live. This is very important to establishing and maintaining the legitimacy of your business.

o Thirdly, does your business have a tax id? You will need to register your business with the IRS and receive an Employer Identification Number (EIN).

Federal Contracting for Startups – Summarize it please

* Ok so I am going to give you a single piece of advice regarding federal contracting for startups and here it is “customer references”. Don’t get nervous and say as a startup how can I have a customer references because you have them put not in the way you think. If you have started a business that is an extension of your professional experiences then you do have references. You do have someone who can speak on your behalf regarding the service you provide. Hopefully you didn’t just start your business and hang out your shingle and hope customer would come, it would stand to reason that you built some type of network that you could leverage to kick-start your business. Assuming you have this professional network in place you will need to go to it and harvest the relationships to create a profile that you can use to market to your government customer.

* So if you take away one thing from this article know that federal contracting for startups is possible, but you need a sound business with a customer base that will be a strong reference base!

About the Author

Shawn Herring has more than 10 years of experience as a small business owner and is an active and successful federal contractor. Though her website at she able to offer support and guidance for small businesses hoping to become federal contractors.

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When you start a dollar store never let there be a question whether you are open

Sunday, April 13, 2014 | 2:12 am

How to Open a Dollar Store Quickly

Those who start a dollar store often have very definite limits on the amount of money they have available to invest in opening and growing their new business. Many also make big assumptions about the amount of dollar store merchandise they have funding to purchase when first opening their store. Often they think they will be able to open and then quickly add dollar store merchandise as dollar store sale levels instantly climb higher and higher. Unfortunately shoppers become wary when they see a new store with a very limited assortment of products on display. Even worse is a dollar store lacking the very dollar store merchandise these shoppers must have on a regular, routine basis. The result for the store owner is dollar store sales just don’t occur as planned. Worse yet, dollar store sales levels don’t grow as planned.

Read on for a process to use as you examine this important issue.

· Carefully preplan your financial needs.

There is a good deal of information available about the dollar store industry. Use the best of that data to estimate all initial costs for everything from store preparation, to equipment and supplies, to dollar store merchandise and more. Use industry data to estimate dollar store sale levels during the early stages of your business as well. Then plan accordingly.

· If funding is short of goal, examine your options carefully.

With planning finalized your funding needs should be apparent. This is a time to stop and thoroughly examine your options if you cannot meet the needs. Look at every possible option to make up the shortfall. It might be to bring in a partner, to open a smaller store initially, or to delay opening your own business long enough to make up the shortfall with the earnings from a part-time job. Complete this step before moving forward with identifying a location.

· Seek help in making your decision.

Seek help from an attorney, accountant or dollar store expert to validate the assumptions you are making. They will often see other options to consider. They will also often offer advice when the decision is difficult to make.

· Don’t risk too much by making the wrong decision.

While it would obviously be nice to start a dollar store right now, that may not be the right decision for you at this time. You are better off to wait, gather the required funding, and then open knowing you are adequately financed.

When you start a dollar store one thing you cannot afford to have happen is to make the wrong assumptions about funding. Carefully examine the needs your business will have prior to opening, during the initial opening and then during the dollar store sales growth period that follows. Make sure you can offer a full assortment of dollar store merchandise at your grand opening. Make sure all overhead will be covered during the early growth stages of your business. Make sure there is funding for the expected surprises every business faces. You are setting yourself up for success when you do.

To your success when you start a dollar store!

About the Author

Want the best ideas to earn from your dollar store business? Check out “Tactics to Add Streams of Income to Your Dollar Store Business” at
Bob Hamilton is an entrepreneur, author, writer, business consultant and trainer.

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How to Avoid Common Pricing Mistakes as a New Foreclosure Cleanup Business Owner

Saturday, April 12, 2014 | 12:42 pm

Following is a common pricing mistake most small business owners make – no matter what type of business they’re in.

Business is about guts. You’ve developed the guts to start your own foreclosure clean up business – don’t ruin it by pricing yourself out of business. Follow the advice here, and you’ll significantly increase your chances of being in business three years from now.

Why three years? Because most small business owners fail within this time period. And, they do so because they severely undercharge, which leads to cash flow and a host of other problems.

“Anxious” Pricing

Most business owners work from a point of anxiousness, or desperation, from the moment they open their doors. Hence, they’ll take on jobs they really should pass on to entice customers on board. Their thinking is, “I’ll raise prices later.”

The Problem with Anxious Pricing

The problem with anxious pricing is you will struggle to cover those all-important direct and indirect costs. Most business owners don’t even cover direct costs when they use desperation pricing; never mind indirect costs associated with cleaning foreclosures.

What are Indirect Costs?

Indirect costs are all the other costs not accounted for in your direct costs for a particular job, but they are still necessary for you to be in business. These are monies that have to be spent whether you get foreclosure cleaning jobs or not. Hence, they should factor into every job you price.

Some examples of indirect costs are business insurance, phone, gas, paper, ink cartridges for your printer, and other costs associated with cleaning foreclosures.

My mother used to say, “How you begin is how you will end.” The mother of three girls, she was talking about relationships with boys but it applies to anything you do in life. If you start out not charging enough to cover your foreclosure cleanup costs, you start out in the hole.

Why would you do that to yourself?

Sticking to Your Prices

This is where the guts of owning a foreclosure cleaning business come in. You have to have the moxie to stick to your pricing guns. If you know your real costs, this will be easier than you think. And this is why it’s so important when it comes to pricing.

Another reason you don’t want to price from a point of anxiousness is that you train clients how to treat you. This is true in every type of relationship – business or personal.

If you don’t value your work enough to charge what it costs you to be in business, why would your clients? It’s really not easy to raise rates on clients, even when you let them know they’re getting an “introductory” rate.

Customers for Life

Your idea with clients is to make them a customer for life. Charge enough so that you can afford to give them a discount down the road if they give you more business. The reason is, when clients give you bulk foreclosure clean up business, they want bulk rates. If you start low, there’s nowhere to go.

Not to mention that you’ll soon become fed up because you’ll resent working for nothing – literally. You also run the risk of positioning your firm as lower in quality, even if this isn’t true.

To avoid all of this, price your services right from the get-go. While it may mean losing some jobs initially, you’ll be that much happier as jobs that are priced right start rolling in because you will know you’re getting a fair rate for the hard work you’re going to have to do.

Good luck in pricing for profit in your foreclosure clean-up business!

About the Author

Cassandra Black, Author, How to Start a Foreclosure Cleanup Biz: FREE Articles/Advice, How to Start a Foreclosure Cleanup Biz, & CEO Foreclosure Cleanup, LLC.

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Apparel manufacturer – a niche market in the global trade market.

Friday, April 11, 2014 | 8:01 pm

The apparel industry is one of the most significant industries around the world, as an industry the apparel sector significantly contributes to the economy of a country. The apparel industry promotes trade relations between different economies beyond geographical boundaries and helps generate revenues that contribute to the gross domestic product of an economy.

The apparel industry from all across the world operates in diversified fields based on fashion trends, region, climate and availability of resources. The apparel industry has shown great development in the last few decades, as now it is considered one of the biggest contributors to a country’s economy after agriculture.

The advent of technology has changed the global outlook towards apparel manufacturing and a great deal of importance is laid on advertising, designing and manufacturing of fashion accessories. Consumers these days are more informed and educated about fashion trends because of exposure to use of internet. A single click can take you to the fascinating world of fashion trends in different countries.

An apparel manufacturer involves in manufacturing of different segments such as clothing and fashion accessories for men, women and children and home furnishings and décor. They are making every effort to make the most of the growing demand for fashion accessories, however, the consumers these days are aware of latest trends and demand products customized to meet their needs. Thus, these manufacturers are no longer restricted only to manufacturing clothes. Globalization has enhanced their skills and helped them move towards manufacturing of apparel add-ons too, such as, bags, clothes, footwear, jewelry and other decorative items.

The apparel industry is very dynamic in nature, as in this industry every season sets off with a new trend. There are latest designs and technologies being introduced everyday, which has changed the approach towards merchandising and production. It has become important for apparel manufacturers to adopt the latest technologies and styles of production to establish their credentials in the market.

In order to climb the ladders of success, it is extremely important for an apparel manufacturer to understand both, local and international, market trends. In case you are a small time apparel manufacturer looking for a break in the international market, you need to be well versed with the latest technologies and have the necessary resources to be able to meet the demands of an international buyer. An apparel manufacturer needs to be flexible enough to adapt to different trends in the market.

Successful completion on an international project does wonders for your overall reputation in the market. The apparel industry is being operated with word of mouth publicity and a job well done is your ticket to enhanced visibility in the market. An apparel manufacturer needs to keep the following points in mind to enhance customer base:-

* Conduct market research to understand current trends and consumer preference.

* Specialize in any particular segment of apparel manufacturing to establish brand name.

* Build good working relationships with vendors, showrooms and factories.

* Participate in trade shows as they provide opportunities to upcoming designers and manufacturers. There have been instances where apparel manufacturers have managed to bag bulk orders during trade promotions.

About the Author

Emily Ralph is an independent small business consultant who advises and counsels small business owners and helps them. To access more information about small business manufacturer, free tenders, garments manufacturer and apparel manufacturer visit

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Basic Q & A of the Concrete Saw

Thursday, April 10, 2014 | 8:42 pm

Unless you are a contractor or builder, you will not use a concrete saw on a regular basis. However, the day may come that you will want to work on a home improvement project with one. Do you even understand the purpose of a concrete saw, its intended use, or the typical cost to purchase one? If you do not have this knowledge, your basic questions will be answered by this article. It can definitely help you understand what they are and how they are used, but it may not make you a skilled laborer who uses a concrete saw daily. Once you have learned the saw skills, home improvement may become a hobby for you.

What is a concrete saw?

Concrete saws are powered equipment utilized to cut through concrete, stone, tile, and other dense materials which would otherwise damage other types of cutting tools. Power sources include electricity, pneumatic, and hydraulic pressure but gasoline engines are the predominant means used to power the tool. Depending on the kind of utilization that is needed, many different types of saws are available. In order to access those difficult cuts, circular or chainsaw blades are the best, when used on smaller hand held units. Designed for cutting floors or pavement, larger walk behind models are available.

How much is a concrete saw?

The means of powering the saw and the type of saw are two variables related to the cost of a concrete saw, which varies greatly. With hand held units starting between $400 and $500, electric saws are the least expensive. Starting around $900, hand held gas models cost a little more. Depending on engine size and available options, walk behind units start near $1500 and can cost thousands. Pneumatic and hydraulic models, dependent upon additional equipment for their use, cost several thousand dollars. They are mainly utilized by commercial enterprises that already make use of hydraulic and air powered equipment.

Do concrete saws cut other things besides concrete?

Although the concrete saw is mainly used to cut dense materials such as concrete and stone, it can cut other materials as well. The abrasive cutting method works well with some items that may otherwise be difficult to cut, such as ceramic and tile. Steel can also be cut by the concrete saw, as it is often found embedded in concrete and masonry for reinforcement. Different blades are utilized for different materials, so it is important to know what kind of materials you will be cutting when you are choosing the blade for your saw.

Can you rent a concrete saw?

Many home improvement stores rent concrete saws in addition to offering them for sale. This enables a home owner to take care of small projects without having to purchase lots of expensive equipment. A variety of construction equipment is generally available in stores where they specialize in equipment rental; most areas have these stores. It is in your best interest to explain what your project entails to rental personnel when deciding to rent. In order to complete your job faster or to help you save money, rental personnel may have some helpful tips.

About the Author

Working in the construction industry for years, Raymond Fulter has used assorted Stockton construction services. If you’re looking for a skilled Stockton contractor offering design, project management, and construction services, Raymond confidently recommends GDC Builders.

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Meet the Voila Salon & Spa Staff

Thursday, April 10, 2014 | 11:38 am

The Voila Salon & Spa in Denver is very excited about their talented staff. They feel they have some of the best Denver hair stylist in the area! Meet their staff below:

Karen Pham – Nail Technicial / Reflexologist

Karen is our excellent nail technician and reflexologist at Voila. With over 10 years of experience in the spa industry, Karen feels her specialty is “reviving peoples hands and feet.” She gives excellent manicures & pedicures and our beautiful Denver nail salon.

Karen also enjoys digital art, health and fitness, acupuncture and Chinese medicine. Karen plans on attending a Chinese medicine school and becoming an acupuncturist in the near future.

David Morals – Hair Stylist / Colorist

As one of our talented hair stylists, we are excited to have David apart of our team. David has been cutting and coloring hair for the last 20 years and enjoy keeping up on his education. David has attended the Bumble & Bumble Academy and a few other advanced cutting and coloring classes in the past few years. David gives excellent men’s haircuts and offers an excellent cut, color and blowout.

David enjoys making people smile and seeing his guests leave happy about how they look as they leave the salon. “If I can make someone love the way they look, I have done my job” David says.

Jennifer Brown

As the top colorist of the Voila team, Jennifer brings over 15 years of experience in the beauty industry. Jennifer loves creating art and helping her guests look and feel beautiful. “I love seeing people feel good about themselves and knowing that I helped them with that is why I do what I do” Jennifer says. If you are looking for a color or highlight, this is Jennifer’s specialty. Jennifer has done hair and makeup for many bands as well as worked on many photo shoots for tv shows.

Continuing education is very important to Jennifer, she has attended the J Beverly Hills Academy six times to keep up on the latest trends and techniques. When Jennifer is not in the salon she enjoys music, health, fitness and nutrition. Although she does not work in the music industry anymore, she has joined to bands to fill the void.

Miranda Olinger – Waxing Specialist

As the waxing specialist at Voila, Miranda Olinger has been in the beauty industry for over six years. In 2010, Miranda was voted top 5 for Denver waxing services by CitySearch. She is known throughout Denver for giving great brazilian waxes for both men and women. “I am committed to providing my customers with the most intimate care and best waxing products on the market” Miranda says.

For more information about our Denver Hair Salon, check out our website:

About the Author

I work for a Denver internet marketing company called Iniquitous. We help people with their onsite optimization and organic search engine optimization.

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Manhattan Office Space: A Life-Changing Move

Wednesday, April 9, 2014 | 4:10 pm

One of the famous dialogues in the movie The Santa Clause (1994) is “… 15 in the morning. It’s gonna be a beautiful day.” Beautiful views not only elevate our mood but also bestow us with a lot of energy that keeps us lively throughout the day. Many of us do not realize it, but it is true that unpleasant views from our office windows can make or break our day. Fortunately, there are enlivening cities in the United States that have high class office suites offering fabulous scenery from the windows. If you too want to provide your employees a motivating office experience, shift to a Manhattan office space. Being a culturally diverse place, it is home to people of different cultures, races and creeds, yet giving everyone a sense of belongingness.

Manhattan Office Space: Cubicle Heaven

One of the best ways to have a bird’s eye view of the beautiful Manhattan borough of New York City is to lease a Manhattan office space for your expanding business. Its appealing skyline and wonderful landscapes give you a sense of perspective to survey things from above. A beautiful view of the streets of Manhattan from your window can help you relieve some of your stress, both mentally and physically. A cubicle in a high rise building in Manhattan is no less than heaven as the sights and sounds of this world famous cosmopolitan city are a delight to the senses. Depending upon the location of your office, you can spot the newly constructed World Trade Center, the Empire State Building or the Rockefeller complex.

Manhattan Office Space: Business and Networking Opportunities

Many old and new financial services companies, sales and marketing firms, media companies and creative consultancies have taken up Manhattan office spaces. This blend of companies not only breeds healthy competition but also promotes collaboration, while providing numerous networking opportunities.

Manhattan is among the top choices for office space in the US, as it offers suites in a variety of options in terms of lease, shapes and size. Moreover, the world class subway system and the Grand Central Station enable companies to meet clients at any time without having to drive themselves.

So, if you are looking for a life-changing move, get a Manhattan office space from today. The more you delay, the more you will lose out on exciting and affordable options.

About the Author

Select Office Suites offers world class Manhattan office space for rental in New York.

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Choosing a Camera Lens Filter

Wednesday, April 9, 2014 | 10:59 am

Camera filters are optical joyrides that feign the come of light that are countenanced to enrol the camera’s detector. This optical tools are semitransparent and crystalline inward nature. Camera filter effects play an big office inward checking the demarcation, acuteness, abstemious chroma and colorize the envisions that you admit. Pupils of photography testament guarantee as the utility and the service program of exploitation camera filters called for to heighten their epitome choice.


Debut to Camera Filters

Capital pictures are widely considered to Hans Albrecht Bethe consequence of bright photography. Merely this observance constitutes one and the same Army for the Liberation of Rwanda from the info. They’re the camera filter effects that bring in dear delineations big and level average delineations benevolent. The correctly prime of camera filters embodies jussive mood inward having the best come out of the closet of your epitomes. The make or the asperity of the lens plays a real fixed function inwards emphasizing the lineament of the depicts, and cameras without filters are broken joyrides of photography.


The more cryptical you cut into into the artistry by photography, you’ll agnise that for you to achieve that everlasting ‘innate’ attend, you demand to electronically excite and fudge your depictions exploitation digital camera filters. It may seem care you’re giving an artificial epitome, simply this costs Interahamwe from the information. All the most benevolent photographers of the Earth employment digital camera filters and the camera filter effects to exaggerate and highlighting the knockout and core of the figures they cluck.


Several folks widely consider that from filtering epitomes you are faking the fashion these fancies bet in genuine life history. The reality of the matter constitutes that without percolating the epitomes, you leave entirely cf a blurry and garbled depict of realism. The formula of bringing forth epitomes is lower-ranking whilst likened to the death final result of the fancies that you’ll be able to bring forth. They’re the final examination epitome that subjects the just about, and camera filter consequences dismiss greatly pick up the fashion the photographs boot out. The breaker point constitutes not to replicate nature blindly, they are to embody fanciful in the know-how and bring out a capital depiction that portrays the instinctive aesthetics for intimately since possible. To discover more active the artistry of photography, register the initiate guide to photography.


Camera Filter cores

Inwards the chase mesa, you’ll be able to hum dissimilar eccentrics of camera filters that are usable and the consequences that from each one of them produce.


About the Author

<strong>china wholesale experts from</strong>

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Factoring – Phoenix Small Business Investing

Tuesday, April 8, 2014 | 8:43 pm

If you are like millions of other people out there, then you know how frustrating having bad credit or no credit can be. It effects many people but for the small business owner it is an incredibly aggravating experience. This is because money is something that most businesses need to keep things running smoothly.

So what are your options if you just cannot qualify for a loan? Or if you cannot qualify for a loan that does not have sky high interest? Phoenix small business investing experts state that there are definitely options for people in this predicament. One financial option they suggest is accounts receivable financing.

This method of financing offers a few perks and works in a relatively simple fashion, although it is important to remember that third-party factors have different interest rates, policies and procedures, and service fees.

Factoring involves three main entities:
The Receivable </em>- An open invoice<em>
The Debtor
– The person or business whose invoice is still open
The Factor – The financial company who buys the open invoice

How Factoring Works

  1. A third-party financial company, called a factor, buys your company’s open invoices at a discount.
  2. The factor then tries to collect a payment for the invoice from the debtor.
  3. The factor makes an advance payment to the seller for the invoice. There is also a reserve amount. This is a remainder of what is owed on the invoice that is held until the factor receives payment from the debtor.

Phoenix small business investing experts state that there are two primary types of factoring.

Recourse Factoring
This is not the most preferable type of factoring, according to Phoenix small business investing, but sometimes it is the only choice. It can still be profitable and is still a good way to make money quickly. However, it means that if the debtor does not payoff their invoice to the factor your company will be liable.

Non-Recourse Factoring
This is when the factor takes on full liability for any invoices that they purchase from you. It is generally a safer way to go. However, because the factor is taking on all the risk, and may potentially not be paid, they will generally pay less for the invoices.

Phoenix small business loans, and loans in any city, are hard to obtain these days. Accounts receivable financing, or factoring, is a great alternative for business owners who cannot acquire a traditional loan.

About the Author

Montes has worked in the finance world for over 20 years as a CPA. He has helped many individuals, small business owners, and large corporations in their efforts to reach their financial goals.

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